Which of the following items is NOT covered in a title policy?

The selection of options reveals that some items are standard exclusions in title policies. The item that is not covered in a title policy often involves issues related to access and easements, as these may fall under different legal interpretations and responsibilities.

A title policy primarily protects against defects, liens, or encumbrances on the title of the property. It typically covers claims associated with ownership and any issues that could affect the marketability of the title. However, lack of access to land and easements tends to be viewed differently because these issues often relate to the physical use of the property rather than the title itself. Access and rights of way are generally determined by laws specific to local or regional areas and may involve additional contracts or commitments that are not explicitly covered by a title insurance policy.

Other items, such as liens for child support, can be included in title issues, and property value evaluations are not part of the title policy's scope as they pertain to market assessments rather than ownership rights. Understanding these distinctions can clarify which risks are supported under a title policy, emphasizing the role of title insurance in safeguarding owners from certain claims and defects tied directly to ownership rights.