Which of the following is covered under Schedule A?

Schedule A of a title insurance policy provides essential information about the property being insured. It typically includes legal descriptions of the property, the names of the insured parties, the amount of insurance coverage, and the effective date of the policy. The legal description is crucial, as it defines precisely what is being insured and can include details such as boundaries and land surveys.

Loan policies, which are often included in Schedule A, outline the terms and conditions of the mortgage insurance, detailing the lender's coverage. This reflects the financial interest of the lender in the real estate.

In contrast, other options like insurance claims, new construction permits, and homeowner association bylaws do not belong under Schedule A. Insurance claims may arise after the policy is issued but are not preconditions or inclusions in the policy documents themselves. New construction permits relate to zoning or building regulations but do not pertain to title coverage. Homeowner association bylaws govern the community’s rules and responsibilities but are also not part of the title insurance coverage provided in Schedule A.