Which of the following is typically issued by title firms?

Title firms primarily issue owner's or lender's policies of title insurance, which provide protection against potential legal issues related to property titles. These policies are essential in real estate transactions, as they ensure that the title is clear and free of defects or claims that could affect ownership rights.

An owner's title insurance policy protects the buyer's interests in the property, while a lender's policy protects the lender's investment in the mortgage. Both policies mitigate risks such as undiscovered liens, fraud, or errors in the public record, offering peace of mind to property buyers and lenders.

The other options are not typically issued by title firms. Home warranty policies are generally issued by home warranty companies and cover repairs or replacements of home systems and appliances, while property title deeds are legal documents that transfer ownership of property, which are recorded with local government offices. Real estate investment contracts are agreements between parties regarding the investment in a property, usually drafted by attorneys or real estate agents. Thus, the issuance of title insurance policies is a key function of title firms in the real estate industry.