What is the primary role of a title insurance agent?

The primary role of a title insurance agent is to issue title work on behalf of an insurance company. This involves examining public records to determine the legal ownership of a property and ensure that the title is free of liens, encumbrances, or other issues that could affect ownership rights. The agent plays a critical role in preparing and issuing title insurance policies, which protect property buyers and lenders from potential disputes or claims against the title in the future.

Title agents must have a thorough understanding of property laws and title issues, as their work ensures that all parties involved in a real estate transaction have clarity regarding the property’s ownership history and potential risks. While other roles like facilitating transactions or managing closing logistics are important in real estate, they are secondary to the primary function of ensuring the title is clear and issuing the insurance.