What is the primary function of a title abstractor?

The primary function of a title abstractor is to compile a summary of the property’s title history. This role involves examining various public records to identify the chain of ownership for a given property, which includes previous titles, deeds, mortgages, liens, and any other encumbrances. By creating this summary, the title abstractor ensures that potential issues related to the title—such as unresolved claims or unknown ownership—are identified before a transaction takes place. This information is vital for title insurance companies, lenders, and clients, as it provides a clear picture of the property’s past and helps determine its current status and marketability.

In contrast, preparing legal documents for sale is generally the purview of attorneys or legal professionals, while evaluating property value is typically the responsibility of appraisers. Ensuring compliance with zoning laws falls to zoning officials or planners who focus on land use regulations. Thus, the role of the title abstractor is distinctly centered on title examination, making the summary of the property’s title history their primary function.