What age must an individual be to qualify for an insurance agent position?

To qualify for an insurance agent position, an individual must be at least 18 years old. This requirement is in place because it aligns with the legal age of majority in most states, which allows individuals to enter into binding contracts, a fundamental aspect of being an insurance agent. At 18, individuals gain the legal capacity to engage in the business of insurance, which includes responsibilities such as negotiating policies, collecting premiums, and advising clients on coverage options. Being of age is also essential for passing state licensing examinations and meeting regulatory requirements, which typically mandate that agents be legally recognized adults capable of understanding and managing the terms and implications of insurance agreements.