Title must keep title search file records for how many years?

The requirement for title companies to maintain title search file records for 15 years is rooted in the need to ensure that there is a comprehensive and accessible historical account of property ownership and encumbrances. This timeframe allows title companies to safeguard against potential disputes or claims related to ownership, liens, or other factors that could affect the title.

Keeping records for 15 years aligns with industry standards and provides a necessary buffer to accommodate the typical duration for which ownership issues could arise or be contested. By retaining these documents for an extended period, title companies can provide clarity and assurance to future buyers and lenders regarding the status of a property’s title. This practice helps to fortify the integrity of property transactions and enhances the confidence of stakeholders in the title insurance process.