Can title insurance policies be transferred?

Title insurance policies are specifically designed to protect the original policyholder from issues related to property titles, such as defects or liens that might arise. When a property changes ownership, the title insurance policy typically does not transfer to the new owner. Instead, the new owner will need to obtain their own separate title insurance policy to ensure they have coverage against any potential title defects that may arise after the transfer. This non-transferability is a standard practice within the title insurance industry, emphasizing the need for new policies tailored to each new owner and their specific transaction.

The other options suggest various ways of transferring the policy or modifying its terms, but these do not align with the standard practices of title insurance. Each property sale inherently carries unique title risks that require individual assessment and coverage.